The easy guide to buying your next car

You’re in the market for a new car, but knowing what to buy can be confusing with over 350 makes and models out there. Buying a new or used car is not something you do everyday, so it pays to get it right and look at your options. In this guide we’ve put together a comprehensive list to help you buy your next car.

Getting a new car is exciting, and car dealers know how to leverage this excitement to their advantage. So it pays to identify before you pre-shop on the types of models which suit your lifestyle, requirements and budget. This helps you avoid buying more car than you need and keeps you focused.

Surprisingly a lot of people do not make a list or consider their requirements enough and end up buying far more car than they need. Then find out later it does not 100% suit them. For example, consider things like how much do I use the car for work or downtime, is it mostly for you or the family, do you need it for a specific purpose, weekends away or surfing. Or maybe you spend most of your time in the city and brunch is your thing.

Consider the type of Car

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Used or New?

We’d all buy new cars if money was not object, but the reality is in most cases the value is not there. You are paying a premium with the value dropping in the first year by over 25% and it’s also not a lot different from the same model a year older. A big factor these days is most cars are very well built and a good used car should give you several years of reliable motoring at a much more reasonable price.

Shop within a budget

A trap a lot of people fall into is they do not set a budget before they start the search. Some may have an idea of what they want to spend and often spend a lot more once they see what’s out there, ending up with car far more than they need and higher repayments than they can afford in the long term. A great way to ensure you stick within your budget is to lock in finance pre-approval before your start looking.

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The dealer dilemma

Going to the dealership with no plan and excited about getting a new car can cost you a lot more. Dealers have a range of techniques they use to convince you to buy and finance with them, including low rate finance which does not always mean you end up paying less. free service which should be included or you may not need and free stuff to steer you away from the ‘sticker-price’. 90% of the time if you’re prepared you can negotiate a much better price and finance terms than people commonly know. Or better still you can Skip the Dealership with Simplify as they can do it for you.