Our technology compares rates, fees and terms from major lenders, then we negotiate directly to get you the best package.
Easily check your eligibility without affecting your credit score to get instant approval.
We make the application process hassle free, you can do everything online, sign and hit the road.
View the amount you are able to borrow and check you're eligible without it effecting your credit score. Our smart technology then provides you super fast approval online.Talk to a specialist
We have helped thousands of Kiwi's with their finance, and now we are committed to making it easy for you.
Feefo is a global customer review platform, trusted by thousands of companies around the world. We look forward to receiving your Feefo review when you deal with us.
We’re driven to make things easier,improve finance and
streamline our industry. So we can offer a better customer experience.
Why choose Simplify for car finance?
We make getting finance fast and easy. Get an instant quote in minutes. Then view repayments to find out what you can borrow. We will then do it all for you – the admin, the paperwork and even negotiate with the dealer or seller on your behalf.
Why get car finance online?
We combine smart technology to offer you a safer and easier process. By getting your loan with Simplify – you can view your repayments, get a quote and apply online, directly on your mobile or through our website.
You’ll get instantly pre-approved, then simply complete your application in two minutes and get moving within hours.
How Simplify saves you money?
Don’t pay too much for your finance. At Simplify we take the time to find the best lender that matches your situation, which means you get the best deal.
Does applying for car finance affect your credit score?
Applying with Simplify couldn’t be easier or faster, plus we take the time to view your credit file first to ensure you will get approved. This means your credit score is not affected until we lodge your application.
Get your quote online now
What is your credit score?
Your credit score or rating is the number used to reflect your borrowing and loan repayment history. The higher your score, generally the more likely you are to be approved. Having said that, we also partner with financiers that specialise in impaired credit scores so we can usually help most people find a finance solution. There are 3 different credit reporting bureau’s, and they all score credit differently, however generally the score ranges from 0-1,000-1,200.
Find out if you’re eligible?
Your eligibility depends on your credit profile and the age and price of the car you are buying. The better your credit rating, the more chance you will have of being accepted for a loan and securing a better deal. If you have a lower credit rating, you may still be able to secure finance, however it may have higher monthly repayments and interest rate.
You can find out if you’re eligible without it affecting your credit score by using our free Eligibility Tool
Or if you want to discuss your situation or just get some advice, give us a call on 1300 219 188 or schedule a call back
How do I apply to get finance?
Applying with Simplify couldn’t be easier or faster:
Get your quote online now
What documents do you need to finance a car?
As a minimum you will need to provide us with:
• A photo of your drivers licence.
• Proof of your income, such as payslips or bank statements.
Don’t worry though, we will walk you through the process step by step.
How does Simplify make their fees?
We add value to every customers car purchase by finding them the best deal in the market. We take the time to understand your situation so we can match you with the best lender, and therefore best deal, for you. Plus we take the stress and hassle out of picture and take care of all the administration for you.
What can you buy with finance from Simplify?
We finance cars, motorcycles, vans, trucks, caravans and boats. We can also help you with specialist vehicles and business needs such as yellow goods and commercial equipment. Looking to holiday or do some home renovations? We also provide personal loan options! So whatever you’re thinking of buying or doing, give us a call on 1300 219 188.
What makes Simplify customers so happy?
Simplify has grown to become one of New Zealand’s largest and most trusted finance providers, and now we are going to provide the same excellent service to you, our Australian customers. Our Australian co-founders are veterans in the finance industry and look forward to delivering the same high quality service to our Australian customers. We look forward to receiving your Feefo reviews.
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