We make getting finance fast and easy. Get an instant quote in minutes. Then view repayments to find out what you can borrow. We will then do it all for you – the admin, the paperwork and even negotiate with the dealer or seller on your behalf.

We combine smart technology to offer you a safer and easier process. By getting  your loan with Simplify – you can view your repayments, get a quote and apply  online, directly on your mobile or through our website. 

You’ll get instantly pre-approved, then simply complete your application in two  minutes and get moving within hours.

Don’t pay too much for your finance. At Simplify we take the time to find the best lender that matches your situation, which means you get the best deal.

Applying with Simplify couldn’t be easier or faster, plus we take the time to view your credit file first to ensure you will get approved. This means your credit score is not affected until we lodge your application.

Get your quote online now   

Your credit score or rating is the number used to reflect your borrowing and loan repayment history. The higher your score, generally the more likely you are to be approved. Having said that, we also partner with financiers that specialise in impaired credit scores so we can usually help most people find a finance solution. There are 3 different credit reporting bureau’s, and they all score credit differently, however generally the score ranges from 0-1,000-1,200.

Your eligibility depends on your credit profile and the age and price of the car you are buying. The better your credit rating, the more chance you will have of being accepted for a loan and securing a better deal. If you have a lower credit rating, you may still be able to secure finance, however it may have higher monthly repayments and interest rate.

You can find out if you’re eligible without it affecting your credit score by using our free Eligibility Tool 

Or if you want to discuss your situation or just get some advice, give us a call on 1300 219 188 or schedule a call back

Applying with Simplify couldn’t be easier or faster:

• Enter how much you’re looking to borrow into our quote tool and see in seconds what your repayments will be.  
• Then either apply online or talk to one of our finance specialists.
• We take care of the rest for you, including even negotiating with the dealer if seller on your behalf if you want us to.

Get your quote online now 

As a minimum you will need to provide us with:

• A photo of your drivers licence.
• Proof of your income, such as payslips or bank statements.

Don’t worry though, we will walk you through the process step by step.

We add value to every customers car purchase by finding them the best deal in the market. We take the time to understand your situation so we can match you with the best lender, and therefore best deal, for you. Plus we take the stress and hassle out of picture and take care of all the administration for you.

We finance cars, motorcycles, vans, trucks, caravans and boats. We can also help you with specialist vehicles and business needs such as yellow goods and commercial equipment. Looking to holiday or do some home renovations? We also provide personal loan options! So whatever you’re thinking of buying or doing, give us a call on 1300 219 188.

Simplify has grown to become one of New Zealand’s largest and most trusted finance providers, and now we are going to provide the same excellent service to you, our Australian customers. Our Australian co-founders are veterans in the finance industry and look forward to delivering the same high quality service to our Australian customers. We look forward to receiving your Feefo reviews.