Caravan finance like no other

Simplify streamlines both the online loan comparison and application journey, providing a straightforward, hassle-free and transparent process.  We offer both the ability to transact online and with a trusted loan expert. We compare and provide you tailored solutions based on your profile.

Our loans start from $5,000. Determining how much you can borrow is based on how much you earn, how much you spend each month, and your credit habits. This calculation is used to figure out your borrowing power – how much you can afford to pay back to a lender each month or repayment period.

Every borrower, lender, and loan is unique, so loan approval times can vary.  Generally speaking, (subject to responsible lending inquiries and supporting documentation), we can get you approved the same business day.   More complex situations can take a little longer, but we will look after the entire process for you. We have a great relationship with our lenders, plus we have skilled loan experts to guide you, so if you are in a hurry and need something arranged quickly, you’ve come to the right place.

Although some lenders will require a deposit, it’s entirely possible to get a loan without one. It will come down to your own individual circumstances and needs, as well as what you are wanting to borrow the money for.  A deposit can be a useful tool in reducing your interest paid, and loan repayments.

Depending on your individual circumstances this can vary. The lender will determine the rate when completing your loan assessment.  It is our job to negotiate the best terms available to you, so you don’t have to.  An indicative guide of what your rate could be will be provided before submitting your application to a lender to ensure you are comfortable with the repayments and terms proposed. To get an estimate of what your loan term, rates and repayments could be, visit our loan calculator.

Yes, our experts handle the necessary paperwork for you, ensuring everything is in place, so you can complete your loan faster and stress-free.

Your privacy is important to Simplify and we invest heavily in our technology and data protection. You can view our Privacy Policy which provides you with information on how we collect, use and store your personal information. Please take a moment to read this policy and understand it.

Yes, our team can provide cover options to protect your loan and asset, giving you peace of mind from day one.

You can view the fee schedules, rates and terms for Simplify loans on our website here Fees and Charges.